928 budget entries per year? Here's how I cut that to ZERO

Hey there money-savers, It's Ren here!

When we think about budgeting, we often focus on the money.

But what about the time?

The time it takes to re-enter the same bills every month.

The time spent copy-pasting budget amounts across 12 tabs.

The time lost manually tracking income, savings, expenses, and debt—over and over again.

With the Ultimate Budget 3.0, all of that changes. This template doesn't just organize your finances—it automates the busywork you've been stuck doing for years.

Let's break it down with a real-life example:

Say your monthly setup looks like this:

✅ 15 recurring bills, like:

1. Rent or mortgage

2. Electricity

3. Water

4. Gas

5. Internet

6. Mobile phone

7. Car insurance

8. Home insurance

9. Health insurance

10. Life insurance

11. Council rates

12. Childcare

13. School fees

14. Gym

15. Trash collection

✅ 6 recurring debt payments (credit cards, loans, buy-now-pay-later, etc.)
✅ 10 monthly subscriptions (Netflix, Spotify, Canva, Dropbox, etc.)
✅ 5 recurring savings transfers 
✅ 2 biweekly incomes

That's 31 recurring expenses, plus savings and income. Here's what that looks like over the course of a year:

• 372 entries/year for expenses

• 60 entries/year for savings

• 52 entries/year for income

📌 That’s A Total for Actuals Of: 484 entries/year 🫨

This example assumes your bills, debts, subscriptions, and savings recur monthly—which is common. But if you're working with weekly or biweekly payments instead, the number of entries rises dramatically.

Now let's talk about your Budget setup. If you've got 37 categories (expenses, savings, income) and you manually enter each one into 12 monthly tabs, that's:

➡️ 444 more entries

Grand Total: 928 manual entries every year!

👉🏻 All repetitive.
👉🏻 All time-consuming.
👉🏻 All avoidable.

Sheesh, I'm getting carpal tunnel syndrome just thinking about it!

What if you never had to do that again?

With Ultimate Budget 3.0, you:

✔️ Set your recurring transactions ONCE
✔️ Automate your budget amounts across all 12 months
✔️ Simply tick the ✅ PAID box when they happen

That's it. No retyping. No spreadsheet fatigue. Just clear, consistent tracking—done in a fraction of the time.

Remember that weird PTSD my hubby got from his phone ringing after all those creditor calls? Well, I used to get the same feeling opening up my budget spreadsheet knowing I'd be in data-entry purgatory for hours!

This template was built to give you more than just financial clarity—it's here to give you your time back. Because money is valuable… but time is irreplaceable. And when you're not stuck redoing admin, you're free to focus on the things that actually matter.

Like planning for those 6 chickens, 2 dogs and a capybara I've been dreaming about... or maybe just enjoying that tiny tiny cake at your favorite bakery without worrying about forgotten budget entries!

🎁 And yes—your exclusive 50% subscriber discount is still live only for another 24 hours. 

Use Code: LAUNCHSALE to get 50% off!

(Not exact colors - click through to see them both!)

To simpler systems and smarter routines,

Ren

P.S. I'm never a fan of needlessly splurging money on 'things' if I don't need them. However, I LOVE being able to invest in tools that give me freedom and time back. This is definitely one of those investments!