The Great Money Battle - Digital Vs Physical

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👉 I Need Your Help!

I’m going to way up the pro’s & cons of physical vs digital planners in this edition…Before I do..

Here's where you come in!

I'm considering creating a new physical budget planner, but I want to make sure it's something that would actually help people.

So I'm curious:

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✅ Let's Break It Down

Having created both digital and physical planning tools (and used probably every system under the sun), here's what I've learned so far…

Physical Budget Planner & Cash Envelope System 

Pros:

• That satisfying feeling of physically writing down your goals and progress
  

• The mindfulness that comes with actually handling cash - you tend to feel more abundant
  

• No batteries required! (Although maybe that's showing my age 😅)

Cons:

• Having to manually add everything up (my calculator and I have a love-hate relationship)
  

• Not exactly convenient when you're out and about to lug a book around
  

• The panic when you can't find your envelope (please tell me I'm not alone in this!)

Now let’s look at the digital counterpart…

Digital Budgeting Tools 

Pros:

• Automatic calculations (praise be to spreadsheet formulas!)
  

• Access anywhere, anytime
  

• Never having to worry about your dog eating your budget planner (again?)

Cons:

• Missing that tactile satisfaction
  

• Sometimes technology has... opinions (looking at you, crashed spreadsheet)
  

• The temptation to overcomplicate things just because you can

So yeah a few things to consider for sure.

If you’re like me, you enjoy writing goals and plans and keeping track of the micro data using technology.

💭 Final Thoughts

You know what I've realized?

Maybe it's not about choosing sides.

Maybe it's about finding that sweet spot where old-school meets new-school.

After all, who says we can't have the best of both worlds? (Though my husband might argue that my "best of both worlds" approach is why our office looks like a stationery store had a fight with a computer shop 😅)

To your success (whether digital, physical, or somewhere in between!),

Ren

P.S. Already using one of my digital templates? I'd especially love to hear from you about what you love and what you wish you could do with an old-school paper planner!